Step by Step Guide to Handling a Car Accident with an Uninsured Motorist

Cars are something we use just about, if not every day. Accidents happen, and some of us may know the proper steps to take following an auto accident, such as exchanging information and contacting medical responders.

How does this process change when dealing with an uninsured motorist?

While it is illegal to get behind the wheel of a car without auto insurance, there are still many individuals out on the road who do so anyway. Here are the proper steps to take following an accident with an uninsured motorist.

Compile Information

After taking the essential steps such as contacting medical services and getting out of the way of potential danger, the first step to take is to gather as much information about the accident as you can. Calling in local law enforcement during this process is something we highly recommend. They will be there to assist you in the information gathering, as well as getting any witnesses stories documented.

In addition to the information the police will receive, you will also want to:

  • Take photos of the accident scene

  • Gather the driver’s information, including license place, name, and phone number. Be sure to have the police officer present while collecting this information if you can, as uninsured motorists may attempt to provide false information

If you were injured and needed medical treatment, be sure to get a document of your injuries and medical expenses as this information is crucial for your claim.

Contact Your Insurance Company

Many policies have uninsured motorist coverage, you will first want to check with yours to see if you have it. If so, some of the damage done may be covered within your insurance. If you don’t have uninsured motorist insurance, you will have to file an uninsured accident claim. Make sure to act swiftly as in most states the deadline for this is 30 days.

When filing an uninsured auto accident claim, you need to be sure to document everything, as these claims take much longer to investigate. As you are seeking compensation from an insurance company and not another driver.

Seek Assistance From a Qualified Auto Accident Attorney

The final step is to contact a qualified car accident attorney to help guide you through the process. When you are injured in an accident, you have the right to receive compensation for your injuries. Attorney Scot Kraeuter works around the clock to ensure our clients receive the best opportunity to receive the compensation they are deserving of.

Contact us today to schedule your case evaluation.